FREQUENTLY ASKED QUESTIONS LEARN ABOUT Search for: About AMS Association Powers and Decision Making Association Structure and Funds Common Interest Developments (aka Homeowner Associations) Director Election and Term A Must the HOA have directors? Incorporated associations are legally required to have directors. Unincorporated associations need not have directors. Enforcement and Disputes Insurance and Liability Maintenance, Alteration, and Defects Meetings and Decisions Mortgages and Liens Officers, Managers, and Committees Owner Assessments Ownership and Possession Use of Common Area